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Navigating the process of buying a new home in Independence, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Independence, CA or getting it ready for the market.
Identify the new home you want to buy in Independence, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Independence, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Independence, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Independence, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Independence, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Independence, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Independence, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Independence, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick access to funds for residents in Independence, California, aiding in the smooth transition during property purchases. These short-term loans can bridge the financial gap between buying a new property and selling an existing one, without missing out on great opportunities in the competitive housing market. Demographics: Independence, California, known for its picturesque landscapes and small-town charm, has a population of approximately X residents. The community primarily consists of families and retirees seeking a peaceful and close-knit environment. The housing market in Independence offers a mix of historic homes and modern residences. With increasing demand driven by the scenic beauty and tranquil surroundings, property values have been steadily appreciating, making it a lucrative investment opportunity. Independence boasts attractions like the XYZ Museum, showcasing the town's rich history, and the stunning XYZ Park, perfect for outdoor enthusiasts. The area's proximity to hiking trails and recreational facilities further enhance the quality of life for residents.
Benefits of Bridge Loans in Independence, California
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