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Navigating the process of buying a new home in Indian Wells, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Indian Wells, CA or getting it ready for the market.
Identify the new home you want to buy in Indian Wells, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Indian Wells, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Indian Wells, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Indian Wells, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Indian Wells, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Indian Wells, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Indian Wells, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Indian Wells, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Indian Wells, California offer a valuable financial solution for homeowners looking to purchase a new property before selling their current one. These short-term loans provide quick access to funds to bridge the gap between the purchase of a new home and the sale of the existing one, allowing for a smoother transition. Demographics in Indian Wells show a thriving community with a mix of retirees, families, and professionals. Known for its luxury lifestyle and upscale living, the city offers a range of amenities and services tailored to its diverse population. The housing market in Indian Wells is competitive yet promising. With a steady demand for luxury properties, investing in real estate in this area can yield high returns. Bridge loans can help buyers secure their dream homes in this coveted location without missing out on lucrative opportunities. Indian Wells boasts attractions such as the prestigious Indian Wells Golf Resort, renowned for its world-class courses, and the Indian Wells Tennis Garden, home to the BNP Paribas Open. The city's vibrant arts scene, upscale shopping, and fine dining establishments make it a desirable place to live and visit.
Benefits of Bridge Loans in Indian Wells, California
