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Navigating the process of buying a new home in Ione, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ione, CA or getting it ready for the market.
Identify the new home you want to buy in Ione, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ione, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ione, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ione, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ione, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ione, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ione, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ione, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Ione, California offer homeowners the flexibility to purchase a new home before selling their current one. This can help avoid the stress of timing constraints and potential financial pressure. These loans provide short-term financing to bridge the gap between the purchase of a new home and the sale of the existing one. Demographics: Ione, California, has a population of around 7,000 residents. The town has a mix of families and retirees, with a median age of 42. The community is known for its friendly and welcoming atmosphere, making it an ideal place to settle down and raise a family or enjoy a peaceful retirement. Housing Market: The housing market in Ione, California, is characterized by a diverse range of properties, including single-family homes, townhouses, and condominiums. The market is stable, with moderate appreciation rates, making it an attractive option for both homebuyers and investors. Bridge loans can help facilitate quick property transactions in this competitive market. Main Attractions: Ione is rich in history and offers various attractions such as the Castle Oaks Golf Club, the historic Preston Castle, and the Castle Oaks Winery. Residents and visitors can also enjoy outdoor activities at Lake Camanche and explore the charming downtown area with its unique shops and restaurants.
Bridge Loans in Ione, California
