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Navigating the process of buying a new home in Ira, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ira, TX or getting it ready for the market.
Identify the new home you want to buy in Ira, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ira, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ira, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ira, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ira, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ira, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ira, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ira, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ira, Texas offer a convenient financing option to bridge the gap between the purchase of a new home and the sale of your current property. This financial tool provides the flexibility to secure your dream home without the pressure of selling your existing one quickly. Demographics Ira, Texas, a small town with a population of approximately 250 residents, offers a close-knit community feel. The town is predominantly made up of families and retirees, creating a peaceful and welcoming environment for residents. Housing Market in Ira, Texas The housing market in Ira, Texas, is diverse, ranging from quaint single-family homes to spacious ranch properties. With affordable housing options and a steady appreciation in property values, investing in real estate in Ira presents an attractive opportunity for potential buyers. Main Attractions While small in size, Ira boasts a rich cultural history and stunning natural landscapes. Residents and visitors alike can enjoy outdoor activities such as hiking, fishing, and camping in the nearby parks and lakes. Additionally, the town's local shops and eateries offer a unique taste of Texan hospitality.
Benefits of Bridge Loans in Ira, Texas
