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Navigating the process of buying a new home in Isleton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Isleton, CA or getting it ready for the market.
Identify the new home you want to buy in Isleton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Isleton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Isleton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Isleton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Isleton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Isleton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Isleton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Isleton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: A bridge loan in Isleton, California, can provide short-term financing solutions to bridge the gap between purchasing a new home before selling your current one. This can help avoid missing out on a dream home or investments. Demographics: Isleton, California, is a charming city located in Sacramento County. With a population of around 800 residents, the city offers a tight-knit community feel, perfect for those seeking a peaceful and close community. Housing Market: The housing market in Isleton, California, is diverse, ranging from historic homes to modern properties. The median home value is around $250,000, making it an affordable option for homebuyers looking for a unique place to call home. Main Attractions: Isleton is known for its historic downtown area, which boasts antique shops, art galleries, and cozy cafes. The city is also famous for its annual Crawdad Festival, celebrating its rich cultural heritage and delicious cuisine.
Benefits of Bridge Loans in Isleton, California
