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Navigating the process of buying a new home in Jackson, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Jackson, CA or getting it ready for the market.
Identify the new home you want to buy in Jackson, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Jackson, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Jackson, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Jackson, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Jackson, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Jackson, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Jackson, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Jackson, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide a short-term financing option for homeowners needing quick funds to purchase a new home before selling their current one. They offer flexibility, speed, and can help avoid contingent offers, giving buyers a competitive edge in the market. Demographics: Jackson, California, is a charming town with a population of approximately 4,500 residents. The community is diverse, with a mix of families, retirees, and young professionals. The town has a strong sense of community and a rich historical background. Housing Market: The housing market in Jackson is dynamic, with a mix of historic homes and newer constructions. The median home price is around $350,000, making it an attractive option for both first-time homebuyers and those looking to downsize. Main Attractions: Jackson is known for its picturesque downtown area, lined with boutique shops, restaurants, and cafes. The town is also surrounded by beautiful nature, making it a popular destination for outdoor enthusiasts. Additionally, Jackson is home to a vibrant arts scene and hosts various cultural events throughout the year.
Bridge Loans in Jackson, California
