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Navigating the process of buying a new home in Jacumba, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Jacumba, CA or getting it ready for the market.
Identify the new home you want to buy in Jacumba, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Jacumba, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Jacumba, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Jacumba, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Jacumba, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Jacumba, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Jacumba, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Jacumba, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Jacumba, California provide immediate financial relief to homeowners. These short-term loans bridge the gap between the purchase of a new home and the sale of the current one, offering flexibility and speed in real estate transactions. Demographically, Jacumba is a small town in San Diego County with a population of around 561 residents. The community is known for its peaceful atmosphere, making it an ideal location for those looking to escape the hustle and bustle of city life. The housing market in Jacumba offers affordable options for both buyers and sellers. With the median home price below the California average, bridge loans can help facilitate smooth transitions for homeowners looking to upgrade or relocate within this serene desert town. Main attractions in Jacumba include the Jacumba Hot Springs, a natural oasis with soothing mineral waters, and the historic Desert View Tower, offering panoramic views of the surrounding landscape. Outdoor enthusiasts also enjoy hiking trails and desert adventures in this picturesque region.
Benefits of Bridge Loans in Jacumba, California
