Get Approved at The Lowest Rate
Navigating the process of buying a new home in Janesville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Janesville, CA or getting it ready for the market.
Identify the new home you want to buy in Janesville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Janesville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Janesville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Janesville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Janesville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Janesville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Janesville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Janesville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Janesville, California offer a convenient financing solution for those looking to purchase a new home before selling their current one. These loans provide quick access to funds, allowing buyers to secure their dream home without waiting for their existing property to sell. Janesville, California, with a population of around 5,000 residents, is a diverse community known for its picturesque landscapes and outdoor recreational activities. The town boasts a strong sense of community spirit and is an ideal place for families and individuals looking to enjoy a peaceful yet vibrant lifestyle. The housing market in Janesville, California, is stable and offers a mix of affordable and upscale properties to cater to various preferences. With a median home price of $250,000, Janesville presents a favorable market for both buyers and sellers, with opportunities for growth and investment in real estate. Some main attractions in Janesville include the Janesville Park, offering hiking trails and picnic spots, the Janesville Historical Society Museum, showcasing the town's rich history, and the nearby Honey Lake for fishing and boating activities, providing residents with ample opportunities for outdoor recreation.
Benefits of Bridge Loans in Janesville, California
