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Navigating the process of buying a new home in Jefferson, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Jefferson, TX or getting it ready for the market.
Identify the new home you want to buy in Jefferson, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Jefferson, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Jefferson, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Jefferson, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Jefferson, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Jefferson, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Jefferson, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Jefferson, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Jefferson, Texas offer quick access to funds, making them ideal for individuals looking to purchase a new home before selling their existing one. These loans provide financial flexibility, allowing homeowners to avoid missing out on their dream home while waiting for their current property to sell. Jefferson, Texas, known for its rich history and charming small-town atmosphere, attracts residents of all ages. The demographic makeup includes a mix of young families and retirees, creating a diverse and welcoming community that values tradition and community spirit. The housing market in Jefferson, Texas, is stable and offers a range of property options to suit different needs and budgets. With the help of bridge loans, buyers can navigate the competitive real estate market with ease, securing their desired properties without the stress of timing constraints. Main attractions in Jefferson, Texas, include the historic Jefferson Railway for a scenic tour, the charming downtown area filled with boutique shops and restaurants, and the breathtaking views along Caddo Lake State Park, offering outdoor recreation opportunities for residents and visitors alike.
Benefits of Bridge Loans in Jefferson, Texas
