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Navigating the process of buying a new home in Johannesburg, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Johannesburg, CA or getting it ready for the market.
Identify the new home you want to buy in Johannesburg, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Johannesburg, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Johannesburg, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Johannesburg, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Johannesburg, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Johannesburg, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Johannesburg, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Johannesburg, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Johannesburg, California offer a crucial financial solution for homeowners needing quick access to funds. These short-term loans bridge the gap between the purchase of a new home and the sale of an existing one, providing flexibility and ensuring a smooth transition. The demographics of Johannesburg, California, reflect a diverse and vibrant community. With a mix of young professionals, families, and retirees, the city offers a rich tapestry of cultures and backgrounds. This diversity creates a dynamic and welcoming environment for residents. Looking at the housing market in Johannesburg, California, we see a steady increase in demand for properties. The city's strategic location, excellent amenities, and promising job market contribute to a competitive real estate landscape. Bridge loans play a significant role in facilitating these transactions and meeting the growing housing needs.
Benefits of Bridge Loans in Johannesburg, California
