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Navigating the process of buying a new home in Jolon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Jolon, CA or getting it ready for the market.
Identify the new home you want to buy in Jolon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Jolon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Jolon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Jolon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Jolon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Jolon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Jolon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Jolon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Jolon, California offer numerous advantages to homeowners and investors. These short-term loans provide quick funding for purchasing a new property before selling an existing one. This allows for flexibility in real estate transactions and avoids the need for contingent offers, making them a valuable tool for those looking to seize investment opportunities without delays. Demographics: Jolon, California, is a small community with a population of approximately 200 residents. The area is known for its scenic beauty and rural charm, making it an attractive location for those seeking a peaceful retreat. The population consists of diverse demographics, including families, retirees, and individuals looking for a simpler way of life. Housing Market: The housing market in Jolon offers a mix of single-family homes, ranch-style properties, and vacant land for development. The market is relatively stable, with moderate appreciation rates over the years. Bridge loans can help individuals capitalize on the opportunities in this market by providing access to quick capital for property purchases. Main Attractions: While Jolon is a small community, it boasts several main attractions that draw visitors and residents alike. The nearby Pinnacles National Park offers stunning hiking trails and rock climbing opportunities, attracting outdoor enthusiasts. Additionally, the area is known for its local wineries, providing a unique wine-tasting experience for visitors.
The Benefits of Bridge Loans in Jolon, California
