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Navigating the process of buying a new home in Jonesville, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Jonesville, TX or getting it ready for the market.
Identify the new home you want to buy in Jonesville, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Jonesville, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Jonesville, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Jonesville, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Jonesville, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Jonesville, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Jonesville, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Jonesville, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Jonesville, Texas offer a practical solution for homeowners who need immediate funds for a new home purchase before selling their current property. These loans provide a temporary financing option, allowing individuals to bridge the gap between the sale of their existing home and the purchase of a new one. The demographic profile of Jonesville, Texas, includes a diverse population of residents, with a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere, safe neighborhoods, and strong sense of community spirit. In terms of the housing market, Jonesville boasts a variety of real estate options ranging from single-family homes to luxury estates. The market is stable, with moderate appreciation rates, making it an attractive location for both homebuyers and investors. Main attractions in Jonesville, Texas, include the picturesque Jonesville Lake, perfect for outdoor activities such as fishing, boating, and picnicking. The town also features charming local shops, restaurants, and cultural events that showcase the rich heritage of the region.
Benefits of Bridge Loans in Jonesville, Texas
