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Navigating the process of buying a new home in Julian, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Julian, CA or getting it ready for the market.
Identify the new home you want to buy in Julian, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Julian, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Julian, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Julian, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Julian, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Julian, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Julian, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Julian, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Julian, California offer homeowners the flexibility to purchase a new home before selling their existing one. This can be advantageous in a competitive market where quick actions are necessary to secure a desirable property. These loans bridge the gap between the sale of the current home and the purchase of a new one, preventing the need for a contingent offer. Demographics: Julian, California, is a small, historic town located in the picturesque mountains of San Diego County. With a population of approximately 1,500 residents, Julian offers a tight-knit community feel with a blend of old-world charm and modern amenities. Housing Market: The housing market in Julian is characterized by a mix of traditional cabins, quaint cottages, and larger mountain homes. The area attracts a diverse mix of residents, including families, retirees, and nature enthusiasts looking for a peaceful retreat away from the city. Main Attractions: Julian is best known for its apple orchards, charming downtown area, and scenic hiking trails. Visitors can enjoy apple picking in the fall, savor delicious apple pies, explore local artisan shops, and embark on outdoor adventures in the surrounding Cuyamaca Rancho State Park.
Benefits of Bridge Loans in Julian, California
