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Navigating the process of buying a new home in Junction City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Junction City, CA or getting it ready for the market.
Identify the new home you want to buy in Junction City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Junction City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Junction City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Junction City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Junction City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Junction City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Junction City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Junction City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Junction City, California offer a flexible financing option for residents looking to purchase a new home before selling their current one. This temporary financing solution helps bridge the gap between selling and buying, providing funds for a down payment or initial purchase. Demographically, Junction City, California is a diverse community with a mix of families, professionals, and retirees. The population enjoys a high quality of life with access to top-rated schools, healthcare facilities, and outdoor recreational activities. The housing market in Junction City is robust, offering a range of properties from single-family homes to modern apartments. The median home price is competitive, making it an attractive location for first-time buyers and investors alike. Junction City boasts a variety of main attractions, including scenic parks, historic landmarks, and cultural events. Residents can explore the beautiful countryside, visit local wineries, or attend community festivals throughout the year.
Benefits of Bridge Loans in Junction City, California
