Get Approved at The Lowest Rate
Navigating the process of buying a new home in Kamay, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kamay, TX or getting it ready for the market.
Identify the new home you want to buy in Kamay, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kamay, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kamay, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kamay, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kamay, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kamay, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kamay, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kamay, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Kamay, Texas offer numerous advantages to homeowners. These short-term loans provide quick access to funds for purchasing a new home before selling the existing one. This enables smooth transitions without the need for contingency clauses, giving borrowers a competitive edge in the real estate market. Kamay, Texas, with a population of around 200 residents, boasts a close-knit community with a suburban feel. The town is known for its low crime rates, good schools, and affordable housing options, making it an attractive destination for families and retirees looking to settle down in a peaceful environment. The housing market in Kamay is characterized by a mix of single-family homes, townhouses, and vacant land for development. With a median home value below the national average, Kamay presents affordable housing opportunities for buyers. Bridge loans can be particularly beneficial in this market, facilitating quick property acquisitions and seamless moves. While Kamay may be a small town, it offers a range of attractions for residents and visitors alike. Outdoor enthusiasts can explore the nearby Lake Kickapoo for fishing and boating activities, while history buffs can visit the Red River Valley Museum to learn about the region's heritage. The town's local restaurants and shops also add to its charm, providing a quaint and welcoming atmosphere.
Benefits of Bridge Loans in Kamay, Texas
