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Navigating the process of buying a new home in Kansas, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kansas, AL or getting it ready for the market.
Identify the new home you want to buy in Kansas, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kansas, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kansas, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kansas, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kansas, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kansas, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kansas, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kansas, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Kansas, Alabama offer numerous benefits to individuals seeking short-term financing. These loans provide quick access to funds, allowing borrowers to bridge the gap between the purchase of a new home and the sale of their existing one. This flexibility helps avoid potential missed opportunities in the real estate market. Demographically, Kansas, Alabama boasts a diverse population that includes young professionals, families, and retirees. The area's low cost of living, excellent schools, and vibrant cultural scene make it an attractive choice for individuals looking to settle down or invest in real estate. The housing market in Kansas, Alabama is characterized by steady appreciation rates, making it a stable investment option for both homeowners and property investors. The availability of bridge loans further enhances this market by facilitating transactions and promoting growth in the real estate sector. Main attractions in Kansas, Alabama include scenic parks, historic sites, and cultural events that appeal to residents and visitors alike. From outdoor activities to local festivals, the area offers a diverse range of experiences that cater to different interests and lifestyles.
Benefits of Bridge Loans in Kansas, Alabama
