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Navigating the process of buying a new home in Keene, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Keene, CA or getting it ready for the market.
Identify the new home you want to buy in Keene, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Keene, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Keene, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Keene, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Keene, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Keene, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Keene, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Keene, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a lifeline to homebuyers in Keene, California, allowing for seamless transitions between the sale of an existing property and the purchase of a new one. These short-term loans provide access to quick capital, bridging financial gaps and preventing missed opportunities in the competitive real estate market. Keene, California, situated in the beautiful Tehachapi Mountains, boasts a diverse population with a median age of 45. The area is renowned for its stunning natural landscapes, including hiking trails, vineyards, and picturesque mountain views. With a mix of young professionals, families, and retirees, Keene offers a vibrant community atmosphere. The housing market in Keene is dynamic, with a range of property types available, from cozy mountain retreats to expansive ranch-style homes. The median home price in Keene is $350,000, making it an attractive location for both first-time buyers and seasoned investors. Bridge loans provide flexibility in purchasing decisions, ensuring buyers can act quickly in a competitive market. Keene is home to several main attractions, including the Tehachapi Loop, a famous railroad engineering marvel, and the Tehachapi Depot Railroad Museum. Nature enthusiasts can explore the nearby Tehachapi Mountain Park or enjoy wine tasting at local vineyards. With a rich history and vibrant community, Keene offers a unique blend of small-town charm and modern amenities.
Bridge Loans in Keene, California: Unlocking Opportunities
