Bridge Loans: Your Key to Seamless Home Transitions in Kelseyville, CA

Navigating the process of buying a new home in Kelseyville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Kelseyville, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Kelseyville, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Kelseyville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Kelseyville, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Kelseyville, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Kelseyville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Kelseyville, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Kelseyville, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Kelseyville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kelseyville, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Kelseyville, California

Bridge loans provide quick financing solutions for homebuyers in Kelseyville. They offer flexibility in transitioning from one home to another while awaiting the sale of their current property. This allows buyers to secure their dream home without being contingent on selling their existing one.

Demographics

Kelseyville, California, is a charming town known for its diverse community. With a population of around 3,500 residents, it offers a mix of families, retirees, and young professionals. The town has a strong sense of community, with various local events and activities that bring people together.

Housing Market

The housing market in Kelseyville is characterized by a range of housing options, including single-family homes, townhouses, and waterfront properties. The market is currently experiencing steady growth, making it an attractive location for both buyers and sellers. Bridge loans can help buyers capitalize on opportunities in this competitive market.

Main Attractions

Kelseyville boasts scenic beauty, with Clear Lake being a major attraction for boating and fishing enthusiasts. The town also offers wineries, golf courses, and hiking trails for outdoor enthusiasts. With a thriving arts and culture scene, Kelseyville provides a vibrant and fulfilling lifestyle for its residents.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now