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Navigating the process of buying a new home in Kelseyville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kelseyville, CA or getting it ready for the market.
Identify the new home you want to buy in Kelseyville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kelseyville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kelseyville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kelseyville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kelseyville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kelseyville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kelseyville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kelseyville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide quick financing solutions for homebuyers in Kelseyville. They offer flexibility in transitioning from one home to another while awaiting the sale of their current property. This allows buyers to secure their dream home without being contingent on selling their existing one. Demographics Kelseyville, California, is a charming town known for its diverse community. With a population of around 3,500 residents, it offers a mix of families, retirees, and young professionals. The town has a strong sense of community, with various local events and activities that bring people together. The housing market in Kelseyville is characterized by a range of housing options, including single-family homes, townhouses, and waterfront properties. The market is currently experiencing steady growth, making it an attractive location for both buyers and sellers. Bridge loans can help buyers capitalize on opportunities in this competitive market. Kelseyville boasts scenic beauty, with Clear Lake being a major attraction for boating and fishing enthusiasts. The town also offers wineries, golf courses, and hiking trails for outdoor enthusiasts. With a thriving arts and culture scene, Kelseyville provides a vibrant and fulfilling lifestyle for its residents.
Benefits of Bridge Loans in Kelseyville, California
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