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Navigating the process of buying a new home in Kemah, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kemah, TX or getting it ready for the market.
Identify the new home you want to buy in Kemah, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kemah, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kemah, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kemah, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kemah, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kemah, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kemah, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kemah, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide a quick financial solution for homeowners in Kemah who need to purchase a new home before selling their current one. This type of loan allows individuals to bridge the gap between the purchase of a new property and the sale of their existing one, making the transition smoother and more manageable. Kemah, Texas, is a charming coastal town located in Galveston County. With a population of around 2,000 residents, Kemah offers a tight-knit community feel and a family-friendly environment. The town is known for its picturesque waterfront, vibrant local culture, and excellent seafood restaurants. The housing market in Kemah is dynamic and diverse, with a range of housing options available to residents. From waterfront properties with stunning views of the bay to cozy family homes in quiet neighborhoods, Kemah offers something for everyone. The market is competitive, making bridge loans a valuable resource for buyers looking to secure their dream home. Some of the main attractions in Kemah include the Kemah Boardwalk, a popular entertainment complex featuring rides, restaurants, and shops. The town is also home to the Kemah Lighthouse District, a historic area filled with boutique stores and galleries. Outdoor enthusiasts can enjoy boating, fishing, and water sports in the bay area.
The Benefits of Bridge Loans in Kemah, Texas
