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Navigating the process of buying a new home in Kempner, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kempner, TX or getting it ready for the market.
Identify the new home you want to buy in Kempner, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kempner, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kempner, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kempner, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kempner, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kempner, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kempner, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kempner, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge Loans in Kempner, Texas offer a convenient financing option for individuals looking to purchase a new home before selling their existing one. This type of loan provides short-term funding to bridge the financial gap between the sale of the current property and the purchase of a new one, ensuring a smooth transition without the stress of timing constraints. Demographically, Kempner, Texas is a small town with a population of approximately 1,200 residents. The town boasts a friendly community atmosphere, making it an ideal place for families and retirees alike. The cost of living is relatively low compared to nearby cities, making it an attractive option for those seeking a peaceful lifestyle. In terms of the housing market, Kempner, Texas offers a diverse range of properties to suit different preferences and budgets. The real estate market is stable, with a mix of single-family homes, ranch-style properties, and spacious plots of land. The availability of bridge loans in Kempner makes it easier for homebuyers to take advantage of these housing options without the pressure of immediate fund requirements. Main attractions in Kempner, Texas include beautiful natural landscapes such as Mother Neff State Park, which provides opportunities for outdoor activities like hiking and picnicking. The town also has a rich historical heritage, with landmarks like the Kempner Museum offering insights into the area's past. Additionally, residents can enjoy local eateries, shops, and community events that contribute to the town's charm.
Benefits of Bridge Loans in Kempner, Texas
