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Navigating the process of buying a new home in Kentfield, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kentfield, CA or getting it ready for the market.
Identify the new home you want to buy in Kentfield, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kentfield, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kentfield, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kentfield, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kentfield, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kentfield, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kentfield, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kentfield, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Kentfield, California offer numerous benefits to homebuyers and sellers. These short-term loans provide financial support to bridge the gap between the purchase of a new home and the sale of the current one. One of the main advantages is the flexibility they offer, allowing individuals to make a competitive offer on a new property without waiting for the old one to sell. Demographics: Kentfield, California, is an affluent community located in Marin County. The population consists of predominantly well-educated residents with high household incomes. The town is known for its beautiful landscapes, upscale amenities, and strong sense of community. Housing Market: Kentfield's housing market is desirable but competitive. With high demand and limited inventory, home prices tend to be on the higher end. Bridge loans can be particularly useful in this market to facilitate quick transactions and secure desirable properties. Main Attractions: Kentfield boasts stunning natural beauty, including access to hiking trails, parks, and proximity to the coast. The town also offers top-rated schools, upscale shopping and dining options, and a relaxed, suburban lifestyle.
Benefits of Bridge Loans in Kentfield, California
