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Navigating the process of buying a new home in Kernville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kernville, CA or getting it ready for the market.
Identify the new home you want to buy in Kernville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kernville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kernville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kernville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kernville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kernville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kernville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kernville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. In Kernville, California, these loans can help buyers secure their dream homes without the need for immediate full payment. Demographics: Kernville, California, is a small town located in the southern Sierra Nevada mountains. With a population of around 1,500 people, Kernville offers a close-knit community feel perfect for families and retirees looking for a peaceful lifestyle. Housing Market: The housing market in Kernville is characterized by a mix of charming historic homes and modern properties. The average home price is moderate compared to nearby cities, making it an attractive option for those seeking a balance between affordability and quality. Main Attractions: Kernville is known for its stunning natural beauty, offering outdoor enthusiasts access to activities like hiking, fishing, and kayaking on the nearby Kern River. The town also boasts quaint shops, local eateries, and a vibrant arts scene, making it a welcoming place for residents and visitors alike.
Bridge Loans in Kernville, California
