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Navigating the process of buying a new home in Keyes, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Keyes, CA or getting it ready for the market.
Identify the new home you want to buy in Keyes, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Keyes, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Keyes, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Keyes, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Keyes, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Keyes, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Keyes, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Keyes, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer short-term financing that allows homebuyers to purchase a new home before selling their existing one, providing flexibility and convenience in real estate transactions. Demographics: Keyes, California, a small agricultural town, has a diverse population with a mix of cultures, primarily Hispanic and Caucasian residents. The town enjoys a close-knit community feel and a low cost of living compared to nearby urban areas. Housing Market: The housing market in Keyes offers affordable single-family homes and land for development. With a stable market and moderate appreciation rates, it presents opportunities for buyers and investors looking for long-term growth potential. Main Attractions: Keyes is known for its beautiful parks and outdoor recreational areas, providing residents with opportunities for hiking, picnicking, and enjoying nature. The town also hosts local events and festivals that celebrate its agricultural heritage.
Benefits of Bridge Loans in Keyes, California
