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Navigating the process of buying a new home in Kingsburg, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kingsburg, CA or getting it ready for the market.
Identify the new home you want to buy in Kingsburg, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kingsburg, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kingsburg, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kingsburg, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kingsburg, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kingsburg, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kingsburg, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kingsburg, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Kingsburg, California offer a flexible financing option that can help bridge the gap between the purchase of a new home and the sale of the current one. This type of loan provides homeowners with the ability to make a down payment on a new property without having to wait for their existing home to sell, enabling a smoother transition. Kingsburg, California, with a population of around 12,000 residents, is a vibrant community located in Fresno County. The town boasts a diverse demographic mix, with a median household income exceeding the national average. The majority of residents are homeowners, contributing to a stable and desirable real estate market. The housing market in Kingsburg, California, is characterized by a mix of historic homes and modern developments. The median home value is above the national average, reflecting the town's desirability and strong property values. The market is stable, with moderate appreciation rates, making it an attractive location for both buyers and sellers.
Benefits of Bridge Loans in Kingsburg, California
