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Navigating the process of buying a new home in Kirkwood, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Kirkwood, CA or getting it ready for the market.
Identify the new home you want to buy in Kirkwood, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Kirkwood, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Kirkwood, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Kirkwood, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Kirkwood, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Kirkwood, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Kirkwood, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kirkwood, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Kirkwood, California offer a financial bridge for homeowners allowing them to purchase a new home before selling their existing property. This option provides flexibility and eliminates the need for contingencies in home purchasing. Kirkwood, California, known for its scenic beauty and outdoor recreational activities, has a diverse demographic comprising professionals, families, and retirees. The community values outdoor living, making it an ideal location for nature enthusiasts. The housing market in Kirkwood, California, is competitive with a mix of traditional single-family homes and modern apartments. The average home price is above the national average, reflecting the desirability of the area for homeowners and investors. Main attractions in Kirkwood include the Kirkwood Mountain Resort, offering skiing and snowboarding in the winter, and hiking and biking in the summer. The pristine Kirkwood Lake and Caples Lake are popular destinations for fishing and relaxation.
Bridge Loans Benefits in Kirkwood, California
