Bridge Loans: Your Key to Seamless Home Transitions in Kyburz, CA

Navigating the process of buying a new home in Kyburz, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Kyburz, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Kyburz, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Kyburz, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Kyburz, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Kyburz, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Kyburz, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Kyburz, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Kyburz, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Kyburz, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Kyburz, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Kyburz, California

Bridge loans in Kyburz, California offer various advantages to homebuyers and investors. These short-term loans provide financial flexibility by bridging the gap between the purchase of a new property and the sale of an existing one. They can help secure a new home quickly without being contingent on selling the current property first.

Kyburz, California, is a small community nestled in the Sierra Nevada Mountains. With a population of around 170 residents, the town offers a tranquil and close-knit environment for families and retirees. The area boasts beautiful natural landscapes, making it an ideal location for outdoor enthusiasts and nature lovers.

The housing market in Kyburz is dynamic, with a mix of single-family homes and vacation properties. The median home price is competitive compared to surrounding areas, making it an attractive option for those looking to invest in real estate. Bridge loans can facilitate quick property acquisitions in this market, giving buyers a competitive edge.

In addition to its natural beauty, Kyburz offers easy access to recreational activities such as hiking, fishing, and skiing. The town is located near popular attractions like the Eldorado National Forest and the American River, providing residents with ample opportunities for outdoor adventures and relaxation.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now