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Navigating the process of buying a new home in La Grange, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in La Grange, CA or getting it ready for the market.
Identify the new home you want to buy in La Grange, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in La Grange, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in La Grange, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in La Grange, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in La Grange, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in La Grange, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in La Grange, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Grange, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in La Grange, California offer a valuable solution for homebuyers who need short-term financing to bridge the gap between the purchase of a new home and the sale of their existing property. These loans provide flexibility and quick access to funds, allowing individuals to secure their dream home without being held back by the sale timeline of their current home. La Grange, California, is a charming town located in Stanislaus County with a population of around 339 residents. The area is known for its beautiful landscapes, friendly community, and proximity to outdoor recreational activities along the Tuolumne River. The housing market in La Grange is vibrant, offering a mix of historic homes and new developments. The median home value is around $350,000, making it an attractive location for both first-time buyers and investors. With the help of bridge loans, individuals can take advantage of the growing real estate market in La Grange. Some of the main attractions in La Grange include the La Grange Saloon, Lake McClure, and the historic Gold Rush-era architecture that transports visitors back in time. The town's rich history and natural beauty make it a desirable place to live and visit.
Benefits of Bridge Loans in La Grange, California
