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Navigating the process of buying a new home in La Habra, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in La Habra, CA or getting it ready for the market.
Identify the new home you want to buy in La Habra, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in La Habra, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in La Habra, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in La Habra, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in La Habra, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in La Habra, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in La Habra, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Habra, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a solution for homeowners in La Habra looking to move to a new home before selling their current property. These loans provide the flexibility to make a competitive offer on a new home without being contingent on the sale of the existing property. Demographics La Habra, California, is a vibrant city with a diverse population. The community is known for its strong sense of unity and cultural richness. The city has a mix of different ethnicities, making it a welcoming and inclusive place to live. Housing Market The housing market in La Habra is dynamic, with a range of options available for both buyers and sellers. The city has experienced steady growth in property values, making it an attractive location for real estate investment. Bridge loans can help buyers seize opportunities in this competitive market. Main Attractions La Habra offers a variety of attractions, including the famous Children's Museum at La Habra, which provides interactive exhibits for kids of all ages. The city is also home to beautiful parks, shopping centers, and a vibrant arts scene, making it a great place to live and explore.
Benefits of Bridge Loans in La Habra, California
