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Navigating the process of buying a new home in La Joya, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in La Joya, TX or getting it ready for the market.
Identify the new home you want to buy in La Joya, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in La Joya, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in La Joya, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in La Joya, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in La Joya, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in La Joya, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in La Joya, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Joya, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable solution for individuals who need quick access to funds for purchasing a new home without having sold their current property. In La Joya, Texas, these loans can help bridge the gap between buying a new home and selling the old one, providing financial flexibility and enabling a smooth transition. Demographics: La Joya, Texas, is a diverse community with a population that includes a mix of Hispanic, White, and other ethnic groups. The town has a strong sense of community and offers residents a peaceful small-town atmosphere while still being close to larger cities like McAllen and Mission. Housing Market: The housing market in La Joya is dynamic, with a range of properties available to suit different budgets and preferences. Bridge loans can help buyers take advantage of opportunities in this competitive market by allowing them to act quickly and secure their dream home before someone else does. Main Attractions: La Joya is known for its beautiful parks, such as Bentsen-Rio Grande Valley State Park, offering outdoor recreational activities like hiking and birdwatching. The town also hosts cultural events and festivals that celebrate its rich heritage and vibrant community spirit.
The Benefits of Bridge Loans in La Joya, Texas
