Bridge Loans: Your Key to Seamless Home Transitions in La Puente, CA

Navigating the process of buying a new home in La Puente, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in La Puente, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in La Puente, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in La Puente, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in La Puente, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in La Puente, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in La Puente, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in La Puente, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in La Puente, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in La Puente, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Puente, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

The Benefits of Bridge Loans in La Puente, California

Bridge loans in La Puente, California offer a convenient financial solution for homebuyers. These short-term loans help bridge the gap between the sale of a current home and the purchase of a new one, providing flexibility and liquidity during the transition.

Demographics in La Puente are diverse, with a mix of Hispanic, Asian, and White residents. The city has a strong sense of community and a rich cultural heritage, making it a vibrant and welcoming place to live.

In the housing market, La Puente has experienced steady appreciation in property values in recent years. The town offers a range of housing options, from cozy single-family homes to spacious estates, catering to different preferences and budgets.

Main attractions in La Puente include the La Puente City Park, a popular spot for outdoor recreation, and the La Puente Hills Mall, a shopping destination with a variety of stores and dining options. The city's convenient location near Los Angeles also provides easy access to a wide range of entertainment and cultural attractions.

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