Get Approved at The Lowest Rate
Navigating the process of buying a new home in La Quinta, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in La Quinta, CA or getting it ready for the market.
Identify the new home you want to buy in La Quinta, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in La Quinta, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in La Quinta, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in La Quinta, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in La Quinta, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in La Quinta, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in La Quinta, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Quinta, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in La Quinta, California offer quick access to funds for those looking to purchase a new property before selling their existing one. This financial tool provides flexibility and can help secure the new property without the need to wait for the old one to sell, giving buyers a competitive edge in the real estate market. La Quinta, California, boasts a diverse demographic with a mix of working professionals, retirees, and vacationers. The city's population enjoys a blend of cultures and lifestyles, contributing to a vibrant community known for its welcoming atmosphere and communal spirit. The housing market in La Quinta is dynamic, with a range of properties available to suit different needs and preferences. From luxurious villas and golf course estates to cozy family homes, the city offers a variety of options for potential buyers. Additionally, the steady appreciation of property values makes La Quinta an attractive location for real estate investment. While in La Quinta, residents and visitors can explore a variety of main attractions, including the PGA West golf courses, the stunning Santa Rosa Mountains, and the vibrant Old Town La Quinta with its shops and restaurants. The city's natural beauty and recreational opportunities make it a sought-after destination for outdoor enthusiasts and leisure seekers alike.
Benefits of Bridge Loans in La Quinta, California
