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Navigating the process of buying a new home in La Salle, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in La Salle, TX or getting it ready for the market.
Identify the new home you want to buy in La Salle, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in La Salle, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in La Salle, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in La Salle, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in La Salle, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in La Salle, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in La Salle, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in La Salle, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in La Salle, Texas offer a crucial financial solution for homebuyers who need to bridge the gap between the purchase of a new home and the sale of their existing one. This type of loan provides quick access to funds to facilitate a smooth transition without the stress of timing constraints. Demographically, La Salle is a small town in Texas with a population that values close-knit communities. The area boasts a diverse population, with a mix of young families, retirees, and professionals, creating a dynamic and welcoming environment. In terms of the housing market, La Salle, Texas, offers a range of housing options, from cozy single-family homes to spacious ranch-style properties. The market is currently experiencing steady growth, making it an attractive location for both first-time homebuyers and seasoned investors. Some main attractions in La Salle include the picturesque local parks, historic landmarks, and recreational activities like fishing and hiking. The town's rich history and natural beauty make it a desirable place to live for those seeking a peaceful yet vibrant lifestyle.
Benefits of Bridge Loans in La Salle, Texas
