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Navigating the process of buying a new home in Ladera Ranch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ladera Ranch, CA or getting it ready for the market.
Identify the new home you want to buy in Ladera Ranch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ladera Ranch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ladera Ranch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ladera Ranch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ladera Ranch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ladera Ranch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ladera Ranch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ladera Ranch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ladera Ranch, California, offer several advantages to homeowners. These short-term loans provide quick access to funds to bridge the gap between the purchase of a new home and the sale of an existing one. This can help in making competitive offers and avoiding contingent sales. Ladera Ranch, a master-planned community in Orange County, has a population of around 25,000 residents. The area is known for its family-friendly environment, excellent schools, and diverse range of housing options from contemporary townhomes to spacious single-family homes. The housing market in Ladera Ranch is highly competitive with a median home value of around $900,000. The market is currently experiencing low inventory levels, leading to increased demand and rising property values, making it an attractive location for real estate investments. Main attractions in Ladera Ranch include the Avendale Village Clubhouse, various parks and recreational facilities, hiking and biking trails, and proximity to beaches. The community fosters a sense of belonging and offers a quality lifestyle with convenient access to shopping, dining, and entertainment options.
Bridge Loans in Ladera Ranch, California
