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Navigating the process of buying a new home in Laguna Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Laguna Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Laguna Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Laguna Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Laguna Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Laguna Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Laguna Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Laguna Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Laguna Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Laguna Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Laguna Beach offer quick access to funds, bridging financial gaps during property transitions. They provide flexibility by allowing homeowners to purchase a new home before selling their current one, avoiding missed opportunities. Demographically, Laguna Beach is known for its affluent population, stunning coastal views, and artistic community. The average household income is higher than the national average, making it an attractive location for luxury real estate investments. The housing market in Laguna Beach is competitive, with a mix of luxurious beachfront properties and charming residential neighborhoods. Bridge loans can help buyers secure prime real estate quickly, giving them an edge in the competitive market. Main attractions in Laguna Beach include its beautiful beaches, art galleries, and scenic hiking trails. The town is also famous for its annual Pageant of the Masters event, showcasing living art performances.
The Benefits of Bridge Loans in Laguna Beach, California
