Get Approved at The Lowest Rate
Navigating the process of buying a new home in Lagunitas, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lagunitas, CA or getting it ready for the market.
Identify the new home you want to buy in Lagunitas, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lagunitas, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lagunitas, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lagunitas, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lagunitas, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lagunitas, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lagunitas, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lagunitas, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lagunitas, California offer a convenient short-term financing solution for homeowners who are looking to buy a new home before selling their current one. These loans provide the flexibility to make a down payment on a new property while awaiting the sale of the old one, preventing the need to rush into a sale or compromise on the purchase of the new home. Demographics: Lagunitas, California, is a small unincorporated community located in Marin County. The area is known for its natural beauty, with a population that values the outdoors and community living. Residents are typically environmentally conscious and seek a peaceful, close-knit neighborhood to call home. Housing Market: Lagunitas's housing market offers a mix of traditional single-family homes and unique properties surrounded by nature. The market is competitive, with properties often attracting interest from buyers seeking a serene environment and access to outdoor activities. Bridge loans can be beneficial in this market to help secure a new property quickly. Main Attractions: Lagunitas is close to Point Reyes National Seashore, known for its stunning coastal views and hiking trails. The community also boasts Lagunitas Creek, a prime spot for fishing and enjoying the natural beauty of the area. Residents can also enjoy local eateries and cultural events that showcase the region's charm.
Benefits of Bridge Loans in Lagunitas, California
