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Navigating the process of buying a new home in Laird Hill, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Laird Hill, TX or getting it ready for the market.
Identify the new home you want to buy in Laird Hill, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Laird Hill, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Laird Hill, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Laird Hill, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Laird Hill, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Laird Hill, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Laird Hill, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Laird Hill, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Laird Hill, Texas offer a convenient solution for homeowners who need quick access to funds for a new home purchase before selling their existing property. These short-term loans can help bridge the financial gap and avoid contingent offers, allowing for a smoother transition between homes. Demographics in Laird Hill, Texas show a small, tight-knit community with a population of around 500 residents. The town is known for its warm and welcoming atmosphere, making it an ideal place to raise a family or retire in peace. The housing market in Laird Hill, Texas is characterized by a mix of traditional single-family homes and spacious ranch-style properties. With a median home value below the national average, Laird Hill offers affordable housing options for both first-time buyers and those seeking a peaceful retreat. Main attractions in Laird Hill, Texas include the picturesque Pine Lakes Golf Course, perfect for golf enthusiasts looking to unwind in a tranquil setting. Additionally, nature lovers can explore the nearby Longhorn Wildlife Management Area, which offers hiking trails and birdwatching opportunities.
Benefits of Bridge Loans in Laird Hill, Texas
