Get Approved at The Lowest Rate
Navigating the process of buying a new home in Landers, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Landers, CA or getting it ready for the market.
Identify the new home you want to buy in Landers, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Landers, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Landers, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Landers, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Landers, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Landers, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Landers, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Landers, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Landers, California offer numerous benefits to residents and investors. They provide short-term financing for real estate transactions, allowing individuals to bridge the gap between buying a new property and selling their existing one. This helps avoid missing out on buying opportunities and ensures a smooth transition without the stress of owning two properties simultaneously. Landers, California, a small unincorporated community in the High Desert of San Bernardino County, boasts a diverse demographic with a mix of families, retirees, and artists. The community is known for its tranquility, stunning desert landscapes, and clear night skies, making it an ideal place for those seeking a peaceful retreat away from the hustle and bustle of city life. The housing market in Landers offers a range of options from cozy desert retreats to sprawling ranch-style homes. With the area's scenic beauty and relative affordability compared to neighboring cities, property values have been appreciating steadily. Bridge loans can be particularly advantageous in this market to facilitate quick transactions and capitalize on investment opportunities. While in Landers, visitors can explore attractions such as the Integratron, a unique dome structure known for its acoustics and sound baths, as well as the Giant Rock, a massive freestanding boulder that has long been a draw for spiritual seekers and geology enthusiasts alike.
Benefits of Bridge Loans in Landers, California