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Navigating the process of buying a new home in Lane City, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lane City, TX or getting it ready for the market.
Identify the new home you want to buy in Lane City, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lane City, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lane City, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lane City, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lane City, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lane City, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lane City, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lane City, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer quick financing solutions to bridge the gap between the purchase of a new property and the sale of an existing one. In Lane City, Texas, these loans can provide the flexibility and financial support needed to secure a new home without the stress of timing constraints. Demographics: Lane City, Texas, is a diverse community with a population that reflects a mix of age groups and ethnic backgrounds. The town offers a small-town atmosphere with close-knit neighborhoods and a strong sense of community spirit. Housing Market: The housing market in Lane City, Texas, is characterized by a variety of property types, including single-family homes, townhouses, and condos. Bridge loans can help potential buyers take advantage of the market by providing the necessary funds to make competitive offers and secure desirable properties. Main Attractions: Some of the main attractions in Lane City include beautiful parks, historic landmarks, and local events that celebrate the town's rich cultural heritage. Residents can enjoy outdoor activities, community festivals, and a charming downtown area with shops and restaurants.
Bridge Loans in Lane City, Texas
