Bridge Loans: Your Key to Seamless Home Transitions in Larkspur, CA

Navigating the process of buying a new home in Larkspur, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Larkspur, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Larkspur, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Larkspur, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Larkspur, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Larkspur, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Larkspur, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Larkspur, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Larkspur, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Larkspur, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Larkspur, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans Benefits in Larkspur, California

Bridge loans in Larkspur, California offer numerous benefits for borrowers. One of the key advantages is the ability to secure funds quickly, making it ideal for individuals looking to purchase a new home before selling their existing one. This can help avoid the stress of timing the sale and purchase perfectly.

Larkspur, California, has a diverse demographic profile with a mix of young professionals, families, and retirees. The town has a strong sense of community and offers excellent educational opportunities with its schools and universities. The median household income is above the national average, reflecting the town's prosperity.

The housing market in Larkspur is robust with a mix of historic homes and modern developments. Property values have been steadily increasing, making it a lucrative location for real estate investments. Bridge loans provide a flexible financing option for buyers to take advantage of the competitive market.

Larkspur boasts several main attractions, including the beautiful King Mountain Trail for outdoor enthusiasts, the Lark Theater for entertainment, and the Marin Country Mart for shopping and dining. The town's proximity to San Francisco also makes it a sought-after location for those seeking a quieter lifestyle with easy access to the city.

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