Get Approved at The Lowest Rate
Navigating the process of buying a new home in Laton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Laton, CA or getting it ready for the market.
Identify the new home you want to buy in Laton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Laton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Laton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Laton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Laton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Laton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Laton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Laton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Laton, California offer numerous benefits for homeowners. These short-term loans provide quick access to funds to bridge the gap between the purchase of a new home and the sale of the current one. They can help prevent missed opportunities and allow for smoother transitions without the need to rush the selling process. Laton, California, boasts a diverse demographic with a mix of families, professionals, and retirees. The town's population has a strong sense of community, making it an ideal place for families looking to settle down. The area also has a low crime rate, excellent schools, and various amenities that cater to residents of all ages. The housing market in Laton, California, is experiencing steady growth, making it an attractive location for real estate investment. The market offers a range of housing options, from single-family homes to condos, catering to different preferences and budgets. With low-interest rates and increasing property values, now is an opportune time to buy or sell in Laton. Laton, California, is known for its charming small-town vibe and picturesque surroundings. The town is situated close to various attractions, including national parks, vineyards, and cultural sites. Residents can enjoy outdoor activities like hiking, wine tasting, and exploring historical landmarks, making Laton a desirable place to live and visit.
Benefits of Bridge Loans in Laton, California
