Bridge Loans: Your Key to Seamless Home Transitions in Lebec, CA

Navigating the process of buying a new home in Lebec, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Lebec, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Lebec, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Lebec, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Lebec, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Lebec, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Lebec, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Lebec, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Lebec, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Lebec, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lebec, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Lebec, California

Benefits of Bridge Loans: Bridge loans in Lebec, California provide individuals with the opportunity to secure financing quickly to bridge the gap between the purchase of a new home and the sale of their existing property. This can be advantageous for those looking to move without waiting for a traditional home sale.

Demographics: Lebec, California, has a diverse population with a mix of families, professionals, and retirees. The town offers a peaceful and close-knit community feel, making it an attractive place for individuals looking to settle in a scenic and quieter location.

Housing Market: The housing market in Lebec, California, is currently experiencing growth, with demand for housing surpassing supply. This has led to an increase in property values, making it a favorable time for sellers. Bridge loans can help buyers secure a property in a competitive market.

Main Attractions: Lebec, California, offers a range of outdoor activities such as hiking and camping in Los Padres National Forest. The town is also close to attractions like the Tejon Ranch Commerce Center, a popular shopping destination in the area.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now