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Navigating the process of buying a new home in Leggett, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Leggett, CA or getting it ready for the market.
Identify the new home you want to buy in Leggett, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Leggett, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Leggett, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Leggett, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Leggett, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Leggett, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Leggett, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Leggett, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Leggett, California offer a lifeline to homeowners by providing short-term financing solutions that bridge the gap between the sale of a current home and the purchase of a new one. These loans can help buyers secure a new property without having to wait for their current home to sell, enabling them to act quickly in competitive markets and potential bidding wars. Demographics: Leggett, California, a small community in Mendocino County, boasts a population that values nature and a serene lifestyle. With a mix of families and retirees, the area offers a close-knit community atmosphere and a slower pace of life. Housing Market: The housing market in Leggett features a variety of homes, from quaint cottages to spacious ranch-style properties. Bridge loans can assist buyers in securing their dream home in this picturesque area, where market conditions may require swift action to secure desired properties. Main Attractions: Leggett is home to the famous Chandelier Tree, a massive redwood tree with a tunnel carved through its base that attracts tourists from far and wide. Additionally, outdoor enthusiasts can enjoy the nearby Smithe Redwoods State Natural Reserve for hiking and camping adventures.
Benefits of Bridge Loans in Leggett, California
