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Navigating the process of buying a new home in Linden, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Linden, CA or getting it ready for the market.
Identify the new home you want to buy in Linden, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Linden, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Linden, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Linden, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Linden, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Linden, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Linden, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Linden, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer borrowers in Linden, California, the benefit of securing short-term financing to bridge the gap between the purchase of a new property and the sale of their existing one. This can be advantageous in a competitive real estate market, allowing individuals to move quickly without the stress of waiting for their current home to sell. Demographically, Linden is a charming small town in San Joaquin County with a population of around 2,000 residents. The area is known for its friendly community atmosphere and strong sense of local pride. Residents of Linden enjoy a high quality of life, with access to top-rated schools and a variety of community events and activities. In terms of the housing market, Linden offers a diverse range of properties from cozy family homes to sprawling estates. The real estate market is relatively stable, with steady appreciation rates making it an attractive location for both homeowners and investors. Bridge loans can provide the flexibility needed to take advantage of opportunities in this dynamic market. Some of the main attractions in Linden include the Linden Cherry Festival, a popular annual event celebrating the town's rich agricultural history. Additionally, the nearby McFall Winery offers wine tastings and tours, providing a relaxing escape for residents and visitors alike.
Benefits of Bridge Loans in Linden, California
