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Navigating the process of buying a new home in Lindsay, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lindsay, CA or getting it ready for the market.
Identify the new home you want to buy in Lindsay, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lindsay, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lindsay, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lindsay, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lindsay, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lindsay, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lindsay, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lindsay, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lindsay, California offer a valuable financial solution for those looking to buy a new home before selling their existing one. These short-term loans provide quick access to funds, allowing homeowners to make a down payment on a new property without waiting for their old home to sell. Demographics: Lindsay, California, is a vibrant community with a diverse population. The town has a mix of young families, retirees, and professionals, creating a dynamic and welcoming environment for residents of all ages. Housing Market: The housing market in Lindsay, California, is currently experiencing steady growth, with an increase in property values and a high demand for homes. Bridge loans can be particularly beneficial in this competitive market, giving buyers an edge when making offers on new properties. Main Attractions: Lindsay is known for its picturesque landscapes, historic downtown area, and proximity to outdoor recreational opportunities. Residents and visitors alike enjoy exploring the nearby Sequoia National Park and enjoying the local dining and shopping scene.
Benefits of Bridge Loans in Lindsay, California
