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Navigating the process of buying a new home in Lindsay, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lindsay, TX or getting it ready for the market.
Identify the new home you want to buy in Lindsay, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lindsay, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lindsay, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lindsay, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lindsay, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lindsay, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lindsay, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lindsay, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lindsay, Texas offer immediate financing which can help bridge the gap between the purchase of a new home and the sale of the current one. This flexibility allows homeowners to secure their new property without being burdened by the timing constraints of selling their existing house. Demographics: Lindsay, Texas, is a small town with a close-knit community. The population is approximately 1,000 residents, offering a peaceful and friendly environment for families and individuals alike. The town has a rich history and a strong sense of community pride. Housing Market: Lindsay's housing market is stable with a mix of traditional single-family homes and newer developments. The average home price is reasonable, making it an attractive option for first-time homebuyers and those looking to upgrade. Bridge loans can facilitate seamless transitions in this market. Main Attractions: Lindsay, Texas, boasts scenic countryside views, parks, and recreational areas. Residents enjoy a relaxed lifestyle while having easy access to nearby cities for work and entertainment. The town's charm and community events make it a desirable place to live.
Benefits of Bridge Loans in Lindsay, Texas
