Get Approved at The Lowest Rate
Navigating the process of buying a new home in Little River, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Little River, CA or getting it ready for the market.
Identify the new home you want to buy in Little River, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Little River, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Little River, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Little River, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Little River, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Little River, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Little River, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Little River, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Little River, California offer a convenient financing option for those in need of temporary funding to bridge the gap between the purchase of a new home and the sale of their current property. These loans provide flexibility and speed, allowing borrowers to seize opportunities quickly. Little River, California, located in Mendocino County, boasts a diverse demographic mix, with a tight-knit community atmosphere. The area is popular with professionals, retirees, and families seeking a scenic coastal lifestyle with access to outdoor activities and cultural events. In terms of the housing market, Little River offers a range of properties, from charming coastal cottages to luxury waterfront homes. The market is competitive, with demand driven by the area's natural beauty and proximity to amenities. Bridge loans can help buyers secure their dream home in this coveted location. Some main attractions in Little River include the picturesque Van Damme State Park, ideal for hiking and picnicking, as well as the historic Little River Inn, a charming coastal retreat with stunning ocean views. The area's art galleries, boutique shops, and local eateries add to its unique charm.
Benefits of Bridge Loans in Little River, California
