Get Approved at The Lowest Rate
Navigating the process of buying a new home in Live Oak, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Live Oak, CA or getting it ready for the market.
Identify the new home you want to buy in Live Oak, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Live Oak, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Live Oak, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Live Oak, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Live Oak, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Live Oak, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Live Oak, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Live Oak, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Live Oak, California offer numerous benefits to homebuyers. These short-term loans provide quick financing, making it easier to secure a new property before selling the current one. By bridging the gap between transactions, buyers can avoid missing out on their dream home. Additionally, bridge loans typically have flexible terms and lower credit score requirements compared to traditional loans, making them a convenient option for many. Live Oak, California, is a vibrant community with a diverse population. The town boasts a mix of families, young professionals, and retirees, creating a dynamic and inclusive atmosphere. The area's strong sense of community and excellent schools make it an appealing destination for those looking to settle down and raise a family. The housing market in Live Oak, California, offers attractive opportunities for both buyers and sellers. With steady appreciation rates and a range of housing options, including single-family homes, townhouses, and condos, there is something for everyone in Live Oak. The market is competitive but stable, presenting a great environment for investment or homeownership. Live Oak, California, is surrounded by natural beauty and offers a variety of attractions for residents and visitors alike. From stunning parks and nature reserves to lively shopping and dining districts, there is always something to explore in Live Oak. The town's proximity to major cities and scenic landscapes makes it a sought-after destination for those seeking a balance between urban convenience and natural beauty.
Bridge Loans in Live Oak, California
