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Navigating the process of buying a new home in Livingston, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Livingston, CA or getting it ready for the market.
Identify the new home you want to buy in Livingston, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Livingston, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Livingston, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Livingston, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Livingston, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Livingston, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Livingston, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Livingston, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Livingston, California offer a range of benefits to both buyers and sellers. These short-term loans provide flexibility by allowing buyers to purchase a new home before selling their current property. This can prevent the need for temporary housing and the stress of coordinating two separate moves. Demographically, Livingston is a diverse community with a population that reflects a mix of cultures. The town has a strong sense of community, with various neighborhood events and activities that bring residents together. The cost of living is relatively affordable compared to nearby cities, making it an attractive option for families and individuals looking to purchase a home. In terms of the housing market, Livingston offers a range of options, from single-family homes to apartments and townhouses. The market is competitive, with properties often receiving multiple offers. Bridge loans can give buyers an edge in this competitive market by providing the necessary funds to secure a new home quickly. Main attractions in Livingston include the Max Foster Sports Complex, which offers sports fields and recreational facilities for residents to enjoy. The town also has a vibrant downtown area with shops, restaurants, and local businesses, providing a charming and convenient lifestyle for residents.
Benefits of Bridge Loans in Livingston, California
