Get Approved at The Lowest Rate
Navigating the process of buying a new home in Lockeford, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lockeford, CA or getting it ready for the market.
Identify the new home you want to buy in Lockeford, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lockeford, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lockeford, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lockeford, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lockeford, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lockeford, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lockeford, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lockeford, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lockeford, California offer numerous benefits to homebuyers and investors. One of the key advantages is the ability to secure funding quickly, bridging the gap between the purchase of a new property and the sale of an existing one. This flexibility can be crucial in competitive real estate markets, allowing individuals to make strong offers without contingencies. Lockeford, California, is a charming and diverse community located in San Joaquin County. With a population that values small-town living and tight-knit neighborhoods, Lockeford offers a strong sense of community and belonging. The area boasts a mix of residential properties, from historic homes to modern developments, making it an attractive location for individuals and families alike. The housing market in Lockeford, California, is dynamic and competitive. With a range of housing options available, including single-family homes, townhouses, and apartments, there is something for every budget and lifestyle. The market has seen steady growth in recent years, with property values appreciating and a healthy demand for housing in the area. Some of the main attractions in Lockeford, California, include the Lockeford Springs Golf Course, a popular destination for golf enthusiasts seeking scenic views and challenging courses. Additionally, the community is known for its vibrant downtown area, featuring local shops, restaurants, and community events that bring residents together.
Benefits of Bridge Loans in Lockeford, California
