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Navigating the process of buying a new home in Loleta, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Loleta, CA or getting it ready for the market.
Identify the new home you want to buy in Loleta, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Loleta, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Loleta, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Loleta, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Loleta, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Loleta, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Loleta, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Loleta, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Loleta, California provide a convenient financing option for homeowners who need to bridge the gap between the purchase of a new home and the sale of their existing one. These loans offer flexibility and quick access to funds, allowing homeowners to seize opportunities in the competitive housing market. Demographics in Loleta, California, consist of a diverse population with a mix of age groups and backgrounds. The town is known for its tight-knit community and friendly atmosphere, making it an ideal place for families and individuals looking for a close community and peaceful living environment. The housing market in Loleta, California, is dynamic, with a range of options available for both buyers and sellers. The market has seen steady growth in property values, making it an attractive location for real estate investments. Bridge loans can help homebuyers navigate this competitive market and secure their dream home. Main attractions in Loleta, California, include the Loleta Cheese Factory, a popular destination for cheese enthusiasts, and the picturesque views of the Eel River Valley. Outdoor activities such as hiking, fishing, and camping are also prevalent in the area, making Loleta a desirable location for nature lovers.
Benefits of Bridge Loans in Loleta, California
